Get Funded in 24 Hours
— Without the Bank Runaround.
DirectFundCap pairs in-house capital with a vetted lender network so you get decisions in hours and money in your account the same day. No paperwork marathons. No hidden fees. Just capital — fast.
Direct in-house capital plus a vetted network of top-tier lenders.
Three steps. Hours, not weeks.
Every step is designed to remove the friction banks create. Apply once. Get matched to the right product. Receive capital that actually moves your business.
Apply in Minutes
60-second online application. No tax returns. Last 3 months of bank statements is all we need to start.
Get Approved Fast
Decisions in hours, not weeks. Soft pull only — your credit score isn't affected during pre-qualification.
Get Funded
Sign your terms electronically. Funds wired to your business account — often the same day.
The right capital, matched to your business.
Merchant Cash Advance
Get a lump sum of capital advanced against your future card sales. Daily or weekly remittance. Perfect for businesses with strong revenue but limited credit.
- Approval in hours
- Bad credit OK
- No collateral required
Revenue-Based Financing
Repay as a percentage of monthly revenue — payments flex with your business cycle.
- Cashflow-friendly
- No fixed term
Term Loans
Fixed amount, fixed rate, fixed term. The lowest cost of capital we offer.
- 12 – 60 month terms
- Best rates
Business Line of Credit
Revolving capital you tap when you need it. Pay interest only on what you use.
- Draw anytime
- Reusable capital
Built like a lender.
Priced like a marketplace.
Most brokers shop your file to anyone who'll pay them. We don't. We start with our own capital, then tap a network of vetted lenders only when their terms beat ours. You get speed, transparency, and the sharpest deal — every time.
Direct + Network
We fund you directly when it fits — and route to elite lenders when their product is sharper. You always get the best deal.
Decisions in Hours
Most pre-approvals come back same-day. Funds wire within 24 hours of signed terms — often faster.
Flexible Qualifications
Bank turn-downs welcome. We underwrite on real-time revenue, not just FICO.
No Hidden Fees
Flat factor rates or APRs disclosed up front. No origination tricks. No surprise junk fees.
Dedicated Specialist
One person owns your file from application to funded. No call-center maze.
Repeat Funding
60% of our clients come back. Bigger amounts, better terms, faster turnaround every time.
Capital for the businesses that move the economy.
See your funding range in seconds.
Estimate how much capital you can qualify for and what repayment looks like. Final terms depend on your full application — but most clients land within 5% of these figures.
How likely are you to get funded? 3 questions.
Soft check only. No credit pull. No commitment. Just a fast read on which of our programs fits you best — so you don't waste a minute.
How long has your business been operating?
Operators who chose us — and came back.
"I called the bank for 3 months and got nowhere. DirectFundCap had us approved in 4 hours and funded $180K the next morning. We opened our second location six weeks later."
Get pre-approved in 60 seconds.
One short form. A dedicated funding specialist on the phone within the hour. Most clients receive a same-day decision and funding within 24 hours.
Your business deserves capital.
Get it today.
Same-day funding available. No bank runaround. Real specialists. Real money. One short form between you and the capital you need.